Op: You have posted an infrared image, but your question and the link with its the legend is about visible light images. Though similar rules apply, the outcome is fundamentally different, e.g. dark sea and light landmass on visible, vice versa on infrared during day.
To the link: it is a visible light and not an infrared image. Though it is close to near infrared, it does not show a temperature equivalent, but from the legend one can take that the scale is (most probably) based on the amount of diffuse reflected light.
To teh image posted in the question: that'S an infrared image. Both show different things. I suggest you tell them apart, and decide if you want information about infrared or visible light.
The linked wiki article illustrates the reflectivity of different surfaces (visible light), cumulus clouds are very bright, stratus and cirrus gather around the middle of the diagram, while water surfaces reflect much less and so appear darker.